Life Policy Dynamics, LLC, ("LPD") is a servicing and consulting solution for the secondary life insurance market. We provide portfolio management and optimization services to investors and policy owners. We also provide policy valuations and loan qualification services for premium finance organizations, collateral and loan management for lending institutions, premium management, tracking agent services and collateral disposition services for policy owners.
With the rapid growth of our sector, we see strong demand for these fee-based services for life settlement providers, institutional funding sources and other participants in the secondary life insurance markets. Our value added approach produces benefits for our clients in the areas of: premium optimization, portfolio performance, cost to carry, lapsation information, accurate valuations and GAAP reporting.
LPD develops servicing solutions unique to each particular client's needs.
The LPD team has a strong background in the secondary life insurance market which uniquely positions us an objective third-party services company.
J. Mark Goode, Chief Executive Officer of 
As Chief Financial Officer, Ms. Trick oversees and manages all aspects of The Peninsula Group's forecasting, modeling, reporting and accounting functions. Ms. Trick began serving Peninsula as an advisor to its life settlement origination company in 2003. She joined the management team as its CFO during early 2005. Within LPD, she is an integral part of the support provided to funder, owner and lending clients for their investor reporting. Prior to joining Peninsula, Ms. Trick spent more than twenty-five years in senior financial capacities, including Chief Financial Officer, for several real estate ownership, management and asset management concerns. She also served as a Director of the Reznick Group, a leading national public accounting firm. Ms. Trick also participated on the task force organized by the Life Insurance Settlement Association (LISA) to support the American Institute of Certified Public Accountants in issuing the Financial Accounting Standards Board (FASB) Staff Position to FASB Technical Bulletin 85-4, which significantly changed the accounting for life settlements and made it easier for public companies to own investments in life settlements. She earned a Bachelor of Science in Education from Illinois State University and a Bachelor of Science in Accounting from the University of Maryland. She is also a Certified Public Accountant.
Mr. Fisher is the Life Policy Dynamics Director of Operations and is responsible for managing the day to day servicing activities. In addition to his management responsibilities Mr. Fisher focuses on individual policy and portfolio valuations, premium finance loan qualification, collateral and premium optimization for new business and inforce life insurance policies, as well as valuation quality control. He joins LPD with over 7 years experience in the life insurance marketplace.
Mr. Windholtz directs all Life Policy Dynamics, LLC technology based activities and provides ongoing guidance to senior management regarding the appropriate use of technology to achieve a competitive business advantage. Mr. Windholtz is the creator and developer of Life Data Port, a new breakthrough technology, developed by LPD to serve the secondary life and life premium finance markets. The Life Data Port application was built to merge process, speed, and security in a unique, easy to use web interface. Mr. Windholtz manages the customization of the Life Data Port application to meet the dynamic requirements and unique specifications of each LPD client.
Mr. Nguyen-Phuong has substantial experience in analyzing and pricing life settlements. His main function at Life Policy Dynamics, LLC is in the management of the LPD Life Settlement Market Analysis. In directing a team, he accomplishes the aggregation and research behind the study and also serves as the contact point for all parties with particular questions about the report. Mr. Nguyen-Phuong is also responsible for overseeing training activities within LPD and assisting with business development opportunities.
Ms. Gassler serves as LPD's Insured Data Analyst. She concentrates her main activities on servicing the needs of Life Policy Dynamics clients. Ms. Gassler is responsible for the initial set-up of policy insured data for LPD's clients, and Ms. Gassler is in charge of ordering updated medical records and life expectancy reports upon request. Ms. Gassler also leads the insured tracking activity by maintaining quarterly contact with insureds or their designated contacts and performing database searches every two weeks. She is also involved in special projects for a number of clients related to updating out of date portfolio data. Ms. Gassler supports the Life Policy Dynamics Market Analysis with data collection from contributors which provides the life settlement industry with a periodic analysis of activity within the industry.
As Policy Analyst for Life Policy Dynamics, LLC, Jessica Ayala is responsible for the valuation and analysis of insurance policies with a focus on valuation methodology and analytical review of historical industry data. Ms. Ayala also assists with the LPD portfolio servicing activities such as tracking of insureds and ongoing portfolio maintenance. Prior to joining Life Policy Dynamics, LLC, she was a case coordinator for another company involved in the life settlement industry where she was first introduced to life settlements. Her responsibilities with that company included the review of new case submissions for pricing as well as follow up and broker relations. After her time with that company she most recently worked for a Luxembourg based fund manager where she was responsible for database management for the purpose of generating new leads such as prospective investors, completing projects for the progress of the company gaining valuable experience about life settlements in the European marketplace.
Jennifer Stabile comes to The Peninsula Group of companies from her former position as Compliance Director at Life Asset Group, LLC, one of the leading viatical/life settlement broker firms in the nation. In that position, she was responsible for handling the many compliance, licensing and regulatory issues that face the life settlement industry on a daily basis. She also assisted the firm's business alliance partnerships with support in the areas of marketing and licensure. Ms. Stabile's experience in the viatical/life settlement industry began in 1998 at Brinkley, McNerney, Morgan, Solomon & Tatum, one of the premier viatical and life settlement law firms in the nation. She worked exclusively for broker and provider clients making her a uniquely qualified individual capable of handling both sides of the transaction. During her years at the firm as senior paralegal and legislative analyst she was instrumental in and contributed to the drafting of the National Association of Insurance Commissioners ('NAIC') Viatical Settlements Model Regulation, the National Association of Securities Administrators Association ('NASAA') 'Guidelines to Viatical Settlement Investments' and various other states' viatical and life settlement legislation including revisions to Florida's Viatical Settlement Act. She was liaison between a broker client and the Florida state examiner's office during an audit of that company and also offered her support to a major provider client during a state examination of its business.
The Life Policy Dynamics, LLC ("LPD") market analysis provides participants in the life settlement market a summary of economic values for life insurance policies traded in the secondary market. We recently just published our newest report for 2009!
Life Policy Dynamics ("LPD") values people who embrace a work environment that is challenging, innovative, collaborative and dynamic. We recognize that employee development and retention are keys to both individual and company success. We're seeking associates with a strong bias for action, who can be viewed as a business partner by our clients, and can work collaboratively to the success of our organization. Achieving success, while operating under the highest ethical standards, demonstrates the winning spirit that embodies our LPD team.
