| Methodology |
A third-party valuation of a proposed or in-force life insurance policy can show the increasing value of a life insurance asset in today’s secondary or tertiary life insurance market.
With simply a sales or in-force illustration, the team at Life Policy Dynamics, LLC can provide you with an accurate projection of the potential value of virtually any Universal Life or Term life insurance policy.
LPD pairs either a sales or in-force life insurance illustration with the Standard Mortality Table or Life Expectancy Report(s), then utilizes an industry proven pricing model to assess the current or future projected value of a life insurance policy.
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| Why Policy Valuations are Important? |
- Annual Portfolio Reviews
- A policy valuation can help determine whether your client’s current life insurance policy is performing, as well as enable you to determine which life insurance products most effectively meet your client’s needs.
- Establishing a sale price
- A life insurance policy is an asset like so many other tangible and intangible assets owned by individuals and companies. Obtaining a third party market value assessment of real estate or a business prior to a sale offering is essential. A third party valuation of a life insurance policy is equally important.
- Collateral Values
- Life Insurance policies are increasingly being used as collateral for a range of leverage transactions. Establishing the market value of a policy is critical in obtaining financial leverage through the use of a life insurance asset.
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| » View a sample policy valuation* |
| » Send us a valuation request |
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